Here's How It Works

This is Bill

  • Bill contacted us and spoke to one of our cash back brokers.
  • Bill chose a lender, loan & got a great interest rate.
  • Bill's home loan balance is $600,000 so he receives a trailing commission refund of around $65 each month.
Cash Back Mortgage Broker Customer Bill Receiving His Monthly Trailing Commission Refund gives the thumbs up symbol while holding his wallet with cash showing

This is Jill

  • Jill went through a regular broker or direct to a lender.
  • Jill got the exact same lender, loan & great rate as Bill.
  • Jill's broker or lender keeps the monthly trailing commission amount.
  • Jill isn't too happy.
Don't be like Jill who is a bank home loan customer and is annoyed as she got the same deal but doesn't receive a trailing commission refund

How Much Cash Back Could I Receive?

On a $500,000 home loan balance you can expect to receive a trailing commission refund of around $50 to $100 each month. No that's not a mistake, that's how much a home loan broker normally receives.

Use our home loan cash back calculator below as a guide to see how much you could receive, or contact us to learn more.

Home Loan Cash Back Calculator

Loan Amount
Loan Term
Initial Monthly Commission Refund
5 Year Commission Refund Total
Loan Term Commission Refund Total
The commission refund amounts contained in this calculator are a guide only. No warranty or guarantee is offered as to the accuracy of this information. The amounts stated are net of the $10 monthly administration fee, and are based on your loan balance. As your loan balance decreases over the term of the loan, so too will your commission refund amounts in proportion. This calculator assumes minimum principal repayments are made over the loan term. ©Cash Back Mortgage Broking 2018

Want A Cash Back Home Loan?

Contact us to find out more, and get a home loan with monthly cash back payments for the life of the loan.

Talk to us today.

Save Time

Our brokers are home loan experts who take the legwork out of finding the right home loan. Let us do all the research and paperwork.

Get a Great Rate

Like any good broker a cash back broker has hundreds of loans from over 30 lenders for you to select from, including the 'Big 4' banks. 

Expert Advice

Our brokers provide expert advice at no charge to you, and are paid an upfront commission payment by the lender you chose.

Will I Get As Good A Deal?

You can get the same lender, great rate and awesome deal with us as you could from another broker. The difference with a cash back mortgage broker is that you receive trailing commission into your bank account each month, less a $10 monthly admin fee. That’s around $65 or more each month on a home loan balance of $600,000. You receive these payments for the life of the loan, without having to do anything.

Get A Cash Back Home Loan

Why use a regular broker when you could use a cash back mortgage broker?

Why Don't More Brokers Offer Commission Refunds?

The cash back provided is normally kept by the broker as part of their income, it's known as trailing commission. This payment is for the broker's ongoing service to you after settlement. Most brokers don't want to give away part of their income, but cash back mortgage brokers aren't your average home loan brokers.

Our brokers know it's hard work paying a mortgage and all the other bills that come with having a family. Every bit helps. So around $50 to $100 trailing commission refund each month on a home loan with a $500,000 balance can be a big deal. Put it towards bills, go out for dinner once a month or use it to help pay your home off sooner. What will you do with your monthly home loan cash back payments?

Over 30 Lenders To Choose From

All the major lenders and many specialist lenders for whatever your situation. Contact a cash back mortgage broker to get a great home loan deal with a monthly commission refund.

Contact Us

1800 532 014

Receive Your Home Loan Trailing Commission Each Month