Here's How It Works

This is Bill

  • Bill contacted us and spoke to a Cash Back Mortgage Broker.
  • Bill chose a lender, loan & got a great interest rate.
  • Bill's home loan balance is $600,000 so he receives a trailing commission refund of around $65 each month.
Cash Back Mortgage Broker Customer Bill Receiving His Monthly Trailing Commission Refund gives the thumbs up symbol while holding his wallet with cash showing

This is Jill

  • Jill went through a regular broker or direct to a lender.
  • Jill got the exact same lender, loan and great rate as Bill.
  • Jill's broker or lender keeps the monthly trailing commission amount.
Don't be like Jill who is a bank home loan customer and is annoyed as she got the same deal but doesn't receive a trailing commission refund

How Much Cash Back Could I Receive?

On a $500,000 home loan balance you can expect to receive a trailing commission refund of around $50 to $100 each month. No that's not a mistake, that's how much a home loan broker normally receives. Our Cash Back Mortgage Brokers credit this direct to your nominated bank account as a monthly Cash Back Rebate.

Use our home loan cash back calculator below as a guide to see how much you could receive, or contact us to speak to a Cash Back Mortgage Broker now.

Home Loan Cash Back Calculator

Loan Amount
Loan Term
Initial Monthly Commission Refund
5 Year Commission Refund Total
Loan Term Commission Refund Total
The commission refund amounts contained in this calculator are a guide only. No warranty or guarantee is offered as to the accuracy of this information. The amounts stated are net of the $10 monthly administration fee, and are based on your loan balance. As your loan balance decreases over the term of the loan, so too will your commission refund amounts in proportion. This calculator assumes minimum principal repayments are made over the loan term. Commission refunds are paid by the mortgage broker to the customer. ©Cash Back Mortgage Broking 2019

Want A Cash Back Home Loan?

Contact us to find out more, and get a home loan with monthly cash back payments for the life of the loan.

Click here to contact a Cash Back Mortgage Broker now.

Save Time

Cash Back Mortgage Brokers are home loan experts who take the legwork out of finding the right home loan. Let us do all the research and paperwork.

Get a Great Rate

Like any good broker a Cash Back Mortgage Broker has hundreds of loans from numerous lenders for you to select from, including the 'Big 4' banks. 

Expert Advice

Your Cash Back Mortgage Broker will provide expert advice at no charge to you. They are paid an upfront commission payment by the lender you chose.

What's The Deal With A Cash Back Rebate?

You can get the same lender, great rate and awesome deal with a Cash Back Mortgage Broker as from another good broker. The difference with a Cash Back Mortgage Broker is that you receive the Trailing Commission as a Cash Back Rebate into your bank account each month. The amount of cash back you receive depends on the lender you choose. On a $500,000 home loan balance the Cash Back Rebate is around $50 to $100 per month. You receive this as a direct credit payment into your nominated bank account for the life of the loan, without having to do anything.

Get A Cash Back Home Loan

Why use a regular broker when you could use a Cash Back Mortgage Broker?

Why Don't More Brokers Offer Commission Refunds?

The Cash Back Rebate provided by a Cash Back Mortgage Broker is normally kept by brokers as part of their income, it's known as trailing commission. This payment is for the broker's ongoing service to you after settlement. Most brokers don't want to give away part of their income, but Cash Back Mortgage Brokers aren't your average home loan brokers.

Our brokers know it's hard work paying a mortgage and all the other bills that come with having a family. Every bit helps. So on a home loan balance of $500,000 a $50 to $100 trailing commission refund can be a big deal. Put it towards bills, go out for dinner once a month or use it to help pay your home off sooner. What will you do with your monthly home loan cash back payments?

Over 30 Lenders To Choose From

All the major lenders and many specialist lenders, for whatever your situation. Contact a Cash Back Mortgage Broker to get a great home loan deal with a monthly commission refund.

Contact A Cash Back Mortgage Broker

1800 532 014

Receive Your Home Loan Trailing Commission Each Month